Investment scams come with all kinds of promises of high returns on your investment. And they promise NO RISK! Most of these scams are variations of the traditional Ponzi scheme. In a Ponzi scheme, new victim/investors are needed to invest money to keep the scam going. Money from new investors pays the "high rate" on the victim's investment. But in reality, there is no investment. The money is going into the scammer's pocket.
Don't be pressured into making a quick, hasty decision on investing your money before you check out the company. Even if a friend or family member recommends it, check it out on your own. With any investment there is an element of risk. And if the investment promises a high rate of return when the banks are paying a very low rate, you might want to ask yourself: "How can they do that?" There's only one thing you can count on in these investment schemes: The money you invest will be money lost. You may not even receive the promised interest-and if you do, it’s usually paid late.