Investment opportunities, or "get rich schemes," are a favorite of fraudsters. Whether they're selling securities, oil wells or gold coins, fraudulent promoters will try to get you to invest your money--and lots of it. The only thing you can count on? You won't get anything back! Those investment opportunities that claim to be low risk and high reward are almost always frauds. Phony investment firms might try several different avenues to reach you. Often, they send enticing or official-looking mailings that urge you to call. More recently, they've gone to emails, which make it even easier to reach millions of potential victims. And they are successful in too many cases. Every year, thousands of people lose anywhere from a few dollars to their life savings.